Should student loan debt be eliminated?

This position holds that student loan debt should be eliminated. Its arguments contend that loan repayments often flow to the government rather than benefiting colleges or students, and that ever-rising debt has become unpayable for many borrowers, justifying its cancellation.

This position holds that student loan debt should not be eliminated. It argues that wiping out the debt would simply shift its enormous cost onto an already indebted government, and that repayments on federal loans recirculate as funding that helps support institutions and aid future students.

This position holds that student loan debt should be reformed rather than wholly eliminated. It argues that loans have come to serve lenders' profit through compounding interest rather than students' needs, and that overhauling the system would ease repayment and free all parties economically.